The recent financial crisis is a toxic cocktail of several different components. Learning the ingredients helps understand possible solutions.

What is a current account in terms of a business. To put it very simply, a current account has the total amount of money which a business gains from three things. The first item is called 'Balance of trade' and is the amount that is obtained after deducting the expenditure incurred from the sales amount.

There were days when a human being had to stand in a big hall in a queue in front of a counter. These counters were many and usually had people who seemed to be always in a hurry and also visibly irritated. So getting rebuked for taking some amount of time to carry out transactions like filling up slips for taking out money and also for making payments, was a everyday as well as a routine occurrence.

Lehman Brothers, a company that predates the civil war and one of Wall Streets titans with broad connections to other US investments banks, has gone under. They filed for bankruptcy. Once a company that was considered "too big to fail" has failed.

The Wall Street Hangover 9th September 08 I live in a city where "Money Money Money" is the human's diesel...Furthermore, I have been linked, through marriage, to the financial world for the last sixteen years and I live in an area favoured by bankers and economists of all sorts due to its practicality. I have, for a while, been acquainted with the greyness of the City, taken part in corporate evenings and events, and yawned in silence seated on the right of one or two financial men from another century! Markets, capital, inflation, credit, shares, bonds etc...are words which dine at my table on a regular basis, and that have become even more popular with the credit crunch. Newspapers are getting carried away, the BBC is creating a stir, banks are panicking and the sky is even more grey then usual...But are we at all surprised?

You may notice you have been going to bed upset after fighting over money and this has been going on for a while and you do not have the answers of how to get out of this situation. You may find yourself disliking your mate because of your money problems and may be blaming them for the position you are in.

Are you clueless about investing? Find out what stocks, bonds, and mutual funds are all about.

It's funny how important money is in our life. If you think about it, it is an intangible thing, it is simply an exchange of goods and services. For example, you work (services) for money to buy food (goods), pedicures (services), gas (goods), a home (goods), a car wash (services), and etc. I know I have come across times when I am in a pinch, and I need money fast. Here is a list of some creative ways I have made money.

The annual operating costs of a car include fuel costs, tyres, replacement of parts, general maintenance and servicing costs, motor insurance and depreciation. Of these, fuel costs are the ones that are currently hurting car users the most because oil prices are at historical highs and are expected to stay around these levels. Now is the time for car owners to evaluate commuting habits and accordingly alter ones behaviour to offset the rising fuel costs.

This topic can occupy months of focus and discussion and is covered in depth in our Fresh Financial Program. First, a confession: Underearning is one of the reasons I was led to do this work. After 10 years (10 years!!!) of earning the SAME salary (and that was in more than 2 jobs) I thought, "Why does this keep happening?!! Why can't I break my salary barrier?" After growing tired of all the excuses I had invented ("He got a head start", "She has more connections", "She's thinner" etc. etc), I was driven to seek the help of a financial counselor. Fast forward...Now I am giving workshops and teleseminars about this insidious problem that many people suffer from. Because it is pretty silent in its ways, it really needs to be looked at with a magnifying glass and talked about with a megaphone in hand!